Whether you pay for your service in store or online you can choose from a flexible range of repayment terms. The application process is simple, takes around 5 minutes for you to complete, and is carried out online with a decision made within 30 seconds of completion.
WHO IS ELIGIBLE FOR FINANCE?
Applying for an instalment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies.
To increase the chances of acceptance, ideally, you will have a good credit history – (no late payments, CCJ’s, etc) – and meet the following minimum criteria:
Be a UK resident
Be over 18 years of age
Have 3 years of UK address history
Be working at least 16 hours per week
Have a valid phone number and email address
PayLater is an unregulated credit agreement provided by Bumper International Limited. We do not charge a set-up fee or interest. Late payment fees will apply. Borrowing more than you can afford, paying late or missing payments may impact your credit score and your ability to borrow in the future. Subject to status, 18+, UK residents only. T&Cs apply.